CREDIT APPLICATION TERMS AND CONDITIONS

 

Cede Capital (Pty) Ltd

Unit 7 Block 5, Boardwalk Office Park

Tel: +27(12) 991 3843 Fax +27 (86) 536 9729

“Cede Capital”

 

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SECTION 1: VALUE OF PURCHASES AND PAYMENT TERMS

 

1.1 The Customer requests Cede Capital’s services in the purchase of goods/services. The loan amount is to be repaid with interest and fees within 90 days of the date of delivery.

 

1.1.2 The Customer acknowledges and agrees that the value of purchases and the payment terms are subject to assessment and approval by Cede Capital. The purchase value and payment terms will only be effective as soon as they are confirmed in writing by Cede Capital.

 

1.2 The Customer gives permission to Cede Capital to obtain any information deemed necessary by Cede Capital from any source for consideration and assessment of this Application.

 

1.3 The Customer acknowledges that the approval of the Customer’s application by Cede Capital may be made subject to the provision of security by the Customer.

 

 

SECTION 2: INFORMATION AND MARKETING CONSENT

 

Cede Capital acknowledges the Customer’s right to privacy. Cede Capital needs to process the Customer’s personal information in order to offer to the Customer the best possible service and to keep the Customer updated with regard to products and services which may be a benefit to the Customer. The purposes for which Cede Capital will use the Customer’s’ personal information will include marketing and promotional purposes, where the Customer has given Cede Capital consent to do so.

 

 

2.1 INFORMATION CONSENT

 

2.1.1 By signing this Application, the Customer consents to-

 

2.1.1.1 The processing of its personal information by Cede Capital or any of its operators or agents (who may be situated outside South Africa) including, but not limited to, sub-contractors (including the agents) on the condition that they will keep the information confidential.

 

2.1.1.2 The collection of information by Cede Capital from any other source to supplement the personal information which Cede Capital has about the Customer

 

2.1.1.3  the retention by Cede Capital of records of the Customer’s personal information (even after the Customer is no longer Cede Capital’s customer) for as long as permitted for legal, regulatory, fraud prevention, crime and marketing purpose.

 

2.1.1.4 Cede Capital conducting a credit enquiry about the Customer with any credit risk management services) including credit Bureaux) and/or crime prevention agencies.

 

2.2 MARKETING CONSENT

 

2.2.1 The customer consent the Supplier using its personal information and communicating with the Customer from time to time regarding products services. Research and special offers that the Supplier believes may be of interest to the Customer.

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SECTION 3: DECLARATION BY THE CUSTOMER

 

3.1  The Customer hereby acknowledges that the information supplied will constitute the basis in which this application is to be considered and that all such information is of material importance and directly relevant to the consideration of this Application.

 

3.2 The Customer warrants that all supplied is true and correct and that it is not aware of any other information which should it become known to Cede Capital would affect the consideration of this Application.

 

The customer hereby declares that-

 3.3.1 The Customer is not subject to any Administration order, judicial Management or sequestration or liquidation proceedings as contemplated in the Companies Act 71 of 2008. 3.3.2 The Customer is not under debt counselling or subject to debt review

 

3.3.3 The Customer shall inform Cede Capital in writing of any change in the information provided in this application, within 21 days such change being effective.

 

3.3.4   The Customer by its signature thereto, accept the terms and conditions attached to this application