Our fee structure  is as follows:

  • Initiation fee is  a once-off R 1,050.00 excl Vat

  • Service fee – R60 pro-rata per month excl Vat

  • Interest is charged at the rate of 5% per month

Example: For a loan of R100,000 paid back in one month (30 days), the cost will be calculated as follows:

  • Initiation fee = R,1050 exc Vat (R1,207.50 inc Vat)

  • Service fee = R60 (R69 inc Vat)

  • Interest = (100,000 x 5%) = R5,000

Total Cede Capital charge = 1,207.50 + 69 + 5,000 = R6,276.50

Interest will be calculated per day thereafter until payment is made at the same rate of 5% per month.

*NB: Our partners and other affiliated third-party service providers may charge a fee for any services rendered to you, e.g. project management fee.